Articles, Information and White Papers

Case Study: Summary Judgment Highlights the Legalities of Positive Pay (May 2011)
In a summary judgment rendered July 14, 2010 by the U.S. District Court of Minnesota, Wachovia Bank is found not liable for a fraudulently-altered check drawn on the bank, because the bank’s client had failed to implement positive pay services recommended by Wachovia Bank which would have prevented payment of the check.
White Paper: Best Practices for Check Fraud Prevention (May 2011)
During difficult economic times, incidences of internal check fraud increase. Through internal controls and technology-based solutions, you can implement the highest level of check fraud prevention available today.
White Paper: What Every Business Should Know: Preventing Check Fraud in Today's Payments Landscape (June 2010)
End-users are commonly the first point of attack for fraudsters, making a company's employees the front line of defense. Discover the industry best practices and solutions that can prevent your organization from falling victim to check fraud.
White Paper: Shielding Your Business - Positive Pay Shields Business Checks
from Check Fraud (March 2008)
Check fraud is one of the biggest challenges facing businesses today. As technology evolves, it has increased the ease with which criminals can create realistic counterfeit and fictitious checks, as well as false identification used to defraud businesses and financial institutions. Positive pay prevents check fraud, helps attenuate your liabilities, and assists in maintaining your valuable reputation.
White Paper: A Roadmap, Developing a Cost-Effective Approach to Secure Data Exchange (October 2007)
Next-generation solutions are optimized to provide cost-efficient bank-client data exchange and lead banks in among the winners in the surge of globalization, consolidation, and technology changes that will ensue during the next several years
White Paper: Securing Online Identities, Next-Generation Considerations for Authentication and Client Protection (April 2007)
The 2005 FFIEC Guidance required banks to perform an IT risk assessment and implement a plan to solve any identified risks. However, it did not require implementation of multi-factor authentication or any technology in particular. The non-specific nature of the initial guideline left a great deal to interpretation and may have caused some of the delays in reacting that were seen at many financial institutions.
Dawning of a New Era for Business Check Printing Security
As the number of checks being issued continues to decline, the remaining checks are now of higher value and have legal significance. Interestingly, as many companies shrink their check writing departments, facilities and controls, the real requirement for highly secure and efficient check production is growing.
The Liability Shift Created by the UCC
The Uniform Commercial Code (UCC) that governs financial transactions in all 50 states was modified in the mid-1990s, shifting some liability for check fraud from the banking industry to depositors through the concepts of "ordinary care" and "comparative negligence."
Transporter Technology Ushers in Sunset for Modem Data Exchange
You can stop using multiple data transfer protocols for the exchange and delivery of corporate client files, maximize the value of your investment in the corporate website, improve security and reduce expenses.
Push Applications Make Timely and Relevant Financial Information
Readily Available to Your Corporate Clients
Push applications can automatically search for specific information tailored for the user and deliver it when and where the user chooses.
Considerations in Secure Data and Information Exchange Protocols
Between Banks and Corporations
This article explains the primary methods of secure data transfer between banks and their corporate clients (TTY, FTP, S-HTTP), giving a general description, security requirements and the advantages and disadvantages of each protocol.